The mobile-only challenger bank started out in 2015 with the self-appointed goal of becoming the UK’s most customer-centric banking institution.
At the time, the Financial Conduct Authority’s guidance on the use of cloud by banks was still being hammered out, so Atom Bank had little choice but to house its infrastructure within third-party datacentres.
“We were on a journey from 2015 to get a bank live and, at that time, the regulators’ views on using cloud were pretty immature… so we had to leverage partners that could provide us with infrastructure like datacentres,” Bhattacharya tells Computer Weekly.
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